Ok, how did i start this. Of course first, if possible, attend any financial courses, talks and seminars your workplace sent you. Its a good start. Not to forget CPF talks and seminars too. Reading books helps too. I usually get books from local authors so I can relate to the stories or scenarios. Our excellent public libraries are world class. Do visit them and of course clear any debts u have with them. : ) The internet is also a great source of info. Blogs, wiki, even FB posts are sometimes quite informative.
The first part of FP was budgetting. The start of budgeting was quite an eye opener for me. I get to see all my expenses, my debts and liabilities and of course, my savings. Yes, I do save at that time tho not regularly. To start, you need to do the following:
- Find out your income
List down your monthly income. Your take home pay. You may want to include any sideline business or recurring income you might have. For bonuses, you can put it in too but for my case, I normally shove a nice round number to my savings account. The rest I will keep for spending. Like the new Galaxy S3 if have been eyeing all year long. :D
http://www.youtube.com/watch?v=D683O1YeozY&feature=share
I nak!
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